What is Lidya?

The leading platform for small & medium business lending in emerging markets.

Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria. Launched in November 2016, with a mission to close that yawning credit gap, both in Nigeria and across emerging markets where there is a $2.6 Trillion SME credit gap worldwide.

Businesses who are looking for $500 USD to $50,000 in working capital are able to apply online or via their mobile phone and get a decision in 24 hours. To assess credit risk, Lidya uses close to 100 data points to evaluate businesses, build a credit score unique to each business, and disburse loans in 24 hours or less.

Tunde Kehinde, Co-founder

“What we’re trying to do is introduce a lot of technology, algorithms and machine learning to industrialize the credit assessment process.”

Tunde Kehinde

Co-Founder

Ercin Eksin, Co-founder

“Lidya is revolutionizing how risk is assessed, credit is disbursed and customers are banked.”

Ercin Eksin

Co-Founder

Key indicators

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Businesses Registered

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Loans

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Partners

We finance most of business areas

Agriculture
Agriculture
Hospitals & Pharmacies
Hospitals & Pharmacies
Hotels
Hotels
Logistics
Logistics

Oil & Gas
Oil & Gas
Real Estate & Contruction
Real Estate & Contruction
Retail & Distribution
Retail & Distribution
Technology & Media
Technology & Media

Meet our Team

We are passionate about building the future of finance in Africa.
Tunde Kehinde
Ercin Eksin, Co-founder
Muneeb Ahmed
Rob Wurzberg
Maisa Carvalho
Oleg Marynchak
Itunu Efunkoya
Daniel Fontes
Michael Nwakalor
Tolu Ajala
Ona Adepoju
Nigeria: Oko-Awo Close, Victoria Island, Lagos
Portugal: No 129 Floor 7, Campo 24 de Agosto, Bonfim, Porto